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  • American Express

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    The American Express Company, also known as Amex, is an American multinational financial services corporation headquartered in Three World Financial Center in New York City. The company was founded in 1850 and is one of the 30 components of the Dow Jones Industrial Average. The company is best known for its charge card, credit card, and traveler's cheque businesses. In 2016, credit cards using the American Express network accounted for 22.9% of the total dollar volume of credit card transactions in the US. , the company had 112.8 million cards in force, including 50 million cards in force in the United States, each with an average annual spending of $18,519. In 2017, Forbes named American Express as the 23rd most valuable brand in the world (and the highest within financial services), estimating the brand to be worth US$24.5 billion. In 2018, Fortune ranked American Express as the 14th most admired company worldwide, and the 23rd best company to work for. The company's logo, adopted in 1958, is a gladiator or centurion whose image appears on the company's traveler's cheques, charge cards and credit cards.

  • TJ Maxx

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    TJ Maxx store, Ypsilanti, Michigan TJ Maxx, Peabody, MassachusettsTJ Maxx is an American department store chain, selling at prices generally lower than other major similar stores. It has more than 1,000 stores in the United States and Puerto Rico, making it one of the largest clothing retailers in the United States. The company is part of the TJX Companies, which also owns HomeGoods/HomeSense, and "off-price" retail chains Sierra Trading Post in the United States, Marshalls in the US and Canada, and Winners in Canada. Under the name TK Maxx, its parent company TJX operates stores throughout the United Kingdom, Ireland, Germany, Australia, Poland, Austria, and The Netherlands. It sells men's, women's and children's apparel and shoes, toys, bath and beauty, accessories, and home products ranging from furniture to kitchen utensils. TJ Maxx and Marshalls operate as sister stores, and share a similar footprint throughout the country. While their prices are nearly identical and they have similar store layouts, TJ Maxx has a more upscale appearance than Marshalls and typically sells a larger range of fine jewelry and accessories.

  • EMV

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    A credit card issued by Japan Airlines and Visa, showing the square, gold-plated contact pads for connecting to the chip.EMV is a payment method based upon a technical standard for smart payment cards and for payment terminals and automated teller machines that can accept them. EMV cards are smart cards (also called chip cards or IC cards) that store their data on integrated circuits in addition to magnetic stripes (for backward compatibility). These include cards that must be physically inserted (or "dipped") into a reader, as well as contactless cards that can be read over a short distance using near-field communication (NFC) technology. Payment cards that comply with the EMV standard are often called Chip and PIN or Chip and Signature cards, depending on the authentication methods employed by the card issuer. There are standards based on ISO/IEC 7816 for contact cards, and standards based on ISO/IEC 14443 for contactless cards (Mastercard Contactless, Visa PayWave, American Express ExpressPay). EMV originally stood for "Europay, Mastercard, and Visa", the three companies that created the standard. The standard is now managed by EMVCo, a consortium of financial companies.

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